Business Financing

FIRST CITIZENS BANK

EQUIPMENT FINANCING MADE EASIER.

Your business could qualify for up to 120%* financing through First Citizens Bank’s Equipment Finance group – with an online application process that takes about 2 minutes and returns initial credit decisions in as few as 60 seconds.

You’ll be notified of your application status and the amount you qualify for by our First Citizens Bank Lending Solutions Manager (LSM) 

Rich Cady

Office: 603-433-9474

Email: Rich.Cady@FirstCitizens.Com

* Subject to approval – 100% of the equipment cost and 20% of the amount financed can be used for related soft costs such as consumables, warranties, training, rigging, or shipping.

 Not all applicants will qualify for financing. All finance programs and rates are subject to final approval by First-Citizens Bank & Trust Company, and are subject to change at any time without notice. Speed and performance are subject to applicant’s local connectivity and other factors outside First-Citizens Bank & Trust Company's control. Supporting financial documentation may be required for any transaction with First- Citizens Bank & Trust Company. This information is provided for educational purposes only and should not be relied on or interpreted as accounting, financial planning, investment, legal or tax advice. First Citizens Bank (or its affiliates) neither endorses nor guarantees this information, and encourages you to consult a professional for advice applicable to your specific situation. © 2023 First-Citizens Bank & Trust Company. All rights reserved. First Citizens Bank is a registered trademark of First Citizens BancShares, Inc.                             

Agricultural Financing

NOBODY KNOWS THE FIELD BETTER

Farm Credit EXPRESS, through partnerships with participating dealers, is designed to provide you with competitive rates, fexible terms, and the convenience you are looking for in an equipment fnance program. We fnance new and used ag equipment ranging from combine harvesters to irrigation systems to horse trailers.

Applying for Farm Credit EXPRESS fnancing at the dealership provides you with a one-stop shopping experience. And new equipment fnancing allows you to take full advantage of all manufacturer cash discounts while still getting great rates and terms on your fnancing.

Farm Credit EXPRESS program advantages:

• up to 100% fnancing of equipment sales price

• fxed rate interest loans

• no prepayment penalties